What is Commercial Property Insurance?

Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

What You Need To Know About Commercial Property Insurance

Commercial property insurance from The Hartford provides broad protection designed to help get businesses back up and running if a fire, theft or other covered disaster strikes. Plus, our flexible options mean you can tailor a property insurance policy to help address the unique risks facing your business, and adjust coverage as your business needs change.

Learn How to Reduce Your Risk Exposure

Learn how to reduce your risk exposure. The Hartford’s Risk Engineering team provides loss control services designed to help certain businesses anticipate risks, avoid accidents, and prevent potential loss incidents. The team can perform risk exposure evaluations, consultations, and offer recommendations for ways to improve workplace safety and security.

Making a Commercial Property Insurance Claim

If your business experiences a covered loss, call to make a claim. The Hartford has claims specialists located all over the U.S. who are authorized to settle business related claims. With specific training in catastrophes that affect businesses, like hurricanes, blizzards, severe hailstorms, and more, they are committed to expediting your claim courteously, compassionately and professionally.

Learn How to Reduce Your Risk Exposure

Learn how to reduce your risk exposure. The Hartford’s Risk Engineering team provides loss control services designed to help certain businesses anticipate risks, avoid accidents, and prevent potential loss incidents. The team can perform risk exposure evaluations, consultations, and offer recommendations for ways to improve workplace safety and security.


Additional Protection

We also offers a range of business property insurance options to give you the flexibility to cover just what you need to protect your business.

These coverages include:

  • Builders risk
  • Building ordinance and law
  • Business income
  • Equipment breakdown
  • Flood insurance
  • Utility services interruption coverage