We’ve got your snowmobile covered 365 days a year. Snowmobile insurance covers you all year long. So before hopping on your snowmobile this winter, be sure you’re covered.

Snowmobile Insurance Coverage

Snowmobile insurance provides essential coverage, such as collision, comprehensive, property damage and bodily injury coverage. We also have some great additional coverage so you can customize your policy for your unique situation. Your agent can help identify the exact coverage that are best for your needs and budget.

Snowmobile Insurance Discounts

We know that you’re looking for the best snowmobile insurance at the best price. Anchor Insurance Agency rewards you for being a customer by offering a variety of snowmobile insurance discounts to help lower your rates. These include discounts for insuring multiple vehicles, bundling your homeowners with your snowmobile insurance or taking snowmobile safety classes. Your Allied agent can give you the complete details.


Some of Our Snowmobile Coverage’s Are:

Safety Apparel Coverage.

This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.

Annual Policy.

If there’s an unexpected snowfall, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your sled even in the “off-season.”

Optional Equipment Coverage.

We include $500 for optional equipment coverage, depending on your policy. This covers any “extras” added to your ride, including towable trailers or sleds made for use with your snowmobile.

Medical Payments Coverage.

Hopefully never needed, but always important with snowmobile insurance, this coverage pays for the necessary medical care you receive as a result of a snowmobile accident.

Liability Coverage.

This broad coverage is meant for accidents involving your snowmobile (the coverage is for third-party injuries and property damage).

Collision Coverage.

Regardless of who is at fault, this covers your snowmobile in the event of damage caused by collision with other vehicles and trees or utility poles.

Other Than Collision Coverage.

Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.

Increased Limits.

You can choose the limits that you want on your liability.

Trailer Coverage.

Provides coverage for a specifically designed trailer to transport your snowmobiles (valued up to $7,500).

Uninsured and Underinsured Motorists Coverage

This coverage helps pay for your medical costs, lost wages and other damages if you’re in a covered accident with an uninsured, underinsured or unidentified driver.

Medical Payments

In the event of a covered accident, this coverage pays for medical costs for you and your passengers, regardless of who caused the accident.

Original Equipment Manufacturer (OEM) Coverage

Provides original equipment manufacturer replacement parts in the event of a comprehensive or collision loss.


Ways to Save on Your Snowmobile Policy

Multi-Policy Discount

Combine your policies and get a discount on your snowmobile insurance policy when you insure your auto, home, condo, apartment, boat or RV with Allied

Multi-Vehicle Discount

You can reduce your premium by insuring all of your vehicles, such as boats, motorcycles and autos, with Allied.

Safety Course Discount

Save on your snowmobile insurance rates when you complete an approved safety course.

Safety Course Discount

Save on your snowmobile insurance rates when you complete an approved safety course.

Theft-Recovery Device Discount

Save 20% on comprehensive coverage if your vehicle has a professionally installed radio or GPS theft-recovery system

Riding Association Discount

You can receive an additional Allied snowmobile insurance discount if you’re a member of a qualified riding association.

Paid In Full Discount

Pay your total annual premium at one time and you could save up to 10%.