Whether you use your ATV for herding cattle, hunting deer or just having fun on the trails, you need to protect your ride. Anchor Insurance Agency offers quad runner insurance for many types of vehicles and uses. One of our experienced agents will help design a policy that offers you year-round protection at an affordable price.

We Have The Right Coverage For Your ATV


Safety Apparel Coverage.

This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles

Annual Policies.

If the trail is calling, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the “off-season.”

Liability Coverage.

This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).

Collision Coverage.

Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.

Trailer Coverage.

Provides coverage for a specifically designed trailer to transport your ORV (valued up to $7,500).

Optional Equipment Coverage.

We include $500 for optional equipment coverage, depending on your policy. This covers any “extras” added to your ride, including tow-able trailers or sleds made for use with your ORV.

Medical Payments Coverage.

Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident

Increased Limits.

You can choose the limits that you want on your liability.

Other than Collision Coverage.

Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.


Multi-Policy Discount

When you bundle your auto, home, boat or RV insurance with Allied, you can get multi-line discounts on your quad runner insurance policy.

Riding Association Discount

Save on  your ATV insurance for being a member of a riding association. More than 25 national associations are eligible.

Homeowner Discount

Get a discount on your ATV insurance if you own your home, condo, townhouse or mobile home.

Safety Course Discount

Save on your ATV insurance rates when you complete an approved safety course.

Theft-Recovery Device Discount

Save up to 20% if your ATV has a professionally installed radio or GPS theft-recovery system.

*Discounts may not apply to all coverages.  Maximum combined discount limit applies