We believe insurance should ease your concerns, not cause them. After all, what good is insurance if you have to worry about using it? Having the confidence that you’re covered today can help you stay ahead of the unexpected, whether that’s damage from a rogue shopping cart or something more serious, like emergency medical costs.

Every Auto Insurance policy begins with valuable protection against costs associated with injuries to others and damage to their property if you are legally responsible for a car accident. From there, we offer options to cover the cost of damage from collision and non-collision related incidents. When we create a customized quote you’ll be able to choose the coverage types and amounts that make the most sense to you, including:


Liability Insurance

Liability insurance covers certain amounts for which you may be legally liable for bodily injury or property damage due to a covered accident, like pain and suffering or damages to another person’s car.

Medical Payments

Medical payments coverage pays certain medical bills for you and for passengers in your own car if they’re injured in a covered accident.

It also provides protection for covered losses if you’re in a covered accident involving a car while on foot.

Personal Injury Protection

Personal injury coverage pays in the event of a covered injury, death, loss of services, or loss of income suffered by you, your covered passengers, or covered family members. (This is not available in all states).

Uninsured/Underinsured Motorists Coverage

Uninsured motorists coverage provides bodily injury coverage if you or your passengers are injured by a hit-and-run driver or someone without auto insurance. It also covers you if you’re in an accident while on foot.

Underinsured motorists coverage fills in the gaps if you’re in an accident with someone who doesn’t have enough car insurance to cover your losses.

Other Auto Insurance Coverage to Consider

We offer comprehensive coverage and collision coverage to help pay for damage to your car.

Basic Loss of Use (also known as Rental Reimbursement) pays for a rental car or other transportation (such as bus or subway) if your car can’t be driven after an accident. Rental Days Plus is a free enhancement to the Loss of Use coverage that can provide unlimited days of rental car coverage.


New Car Replacement

If your car is totaled, many insurers won’t pay out the full value of your vehicle. At Allied, we don’t want you to get shortchanged in the event of an accident. With new car replacement coverage, you’ll be protected from losing money because of vehicle depreciation following an accident.

Loan/Lase Gap Coverage

Loan/lease gap coverage helps reduce out-of-pocket expenses if your car is totaled. This option helps pay the difference between what you owe on your loan or lease and the replacement value of your car.

Rental Reimburstment

Basic Loss of Use coverage pays for a rental car or other transportation (such as bus or subway) if your car can’t be driven following an accident. Rental Days Plus is a free enhancement to the Loss of Use coverage that can provide unlimited days of rental car coverage – no matter how long it takes for your car to be repaired – if you use a preferred auto repair shop and a preferred rental car provider after an accident.


Towing/Roadside Service

If your car needs towing or assistance on the road, we will cover the cost for you. This covers you for each disablement on a covered vehicle subject to a maximum limit per policy.

Special Physical Damage

When your car is damaged, you want the most peace of mind. With special physical damage coverage, the damaged property will be replaced with new original equipment manufactured parts, whenever available.

Good As New

Our optional Good-As-New coverage helps get you back on the road if your car is totaled

Many Ways To Save You Money

Multi-Policy Discount

Pay a lower monthly auto premium if you also have a life insurance or annuity contract. Or, if you have already bundled your home and auto policies, you can receive an additional discount by adding a life insurance policy.

Multi-Vehicle Discount

Save when you insure multiple vehicles with us.

New Vehicle Discount

Pay a lower premium for insuring a newer vehicle.

Easy Pay Discount

Sign up for automatic payments out of a checking account are credit card and receive a discount.

Good Student Discount

Earn lower rates for students with a B average or better.

Prior Carrier Discount

Having 6 months or more prior insurance makes you eligible for discount.