We want you on the water actually enjoying your boat. That’s why we make it as easy as possible to get Boat Insurance and stay protected almost anywhere you boat. At Anchor Insurance Agency,Inc. We drop the common requirements other insurers may force on you such as marine surveys, navigation plans and travel restrictions.

More Boating Freedom

Get Progressive boat insurance, and you’re automatically covered on all lakes and rivers in the U.S. and Canada plus ocean waters within 75 miles of the coast. No questions asked

No navigation plan required

Other insurers may require you to submit a navigation plan that describes where you’re boating. Yeah, it’s kind of like how your parents used to ask where you were going every time you left the house. We’re not your parents, and instead we give you the freedom to just get up and boat without telling us.

Medical Payments

We will pay for covered medical or funeral expenses for bodily injury caused by a covered accident involving your boat or personal watercraft.

Uninsured/Underinsured Boaters

This boat and personal watercraft insurance coverage protects against covered bodily injury to you or other watercraft occupants due to an accident caused by an uninsured, underinsured or unidentified boater.

Physical Damage Coverage

This pays to repair or replace your boat after a covered loss. You have several options for covering your personal watercraft: Actual Cash Value, Agreed Value, or Replacement Cost. Your rates are calculated on 12 months of coverage assuming seasonal use.

Liability to Others and the Environment

Liability provides “third party” coverage for bodily injury and property damage as the result of a covered accident involving your boat or personal watercraft.

Rental Reimbursement

You’ll be reimbursed for your covered expenses incurred while renting a substitute watercraft when your boat or personal watercraft sustains a covered loss.

Roadside Emergency Service

Should your boat towing vehicle or trailer become disabled, the covered expenses for towing your pleasure boat to the nearest qualified repair facility are covered.

Fishing Equipment

Protection for covered rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing, up to selected limits while on board an insured boat.

Personal Effects

This endorsement for your boat and personal watercraft insurance covers personal property, water sports equipment and boat lifts and hoists.

On-Water Towing and Labor

Allied boat insurance coverage pays for towing a disabled boat back to dry land, or emergency assistance when a covered watercraft is disabled while afloat.

Boat Discounts

Lay-Up Discount

Receive a discount when you store your boat or personal watercraft out of water for at least three months per year.

Multi-Policy Discount

When you bundle your boat, auto, home or RV insurance with Allied, you can receive multi-line discounts on your boat or personal watercraft insurance policy.

Safe Boater

If you have no accidents or violations on your record for the last three years, you can significantly lower your boat insurance rate.

Boat Accident Free

Boat safely from here on out with no at-fault accidents, and you’ll get a discount when you renew.

Multi-Boat Discount

You could earn a substantial discount when you insure more than one boat on your policy.

Prior Carrier Discount

You could receive a discount on your personal watercraft insurance when you transfer from another insurer to Allied with no lapse in coverage.

Diesel Fuel Discount

If your boat is powered by diesel fuel, you can save even more.

Boating Safety Course

License Discount Applies with an approved boating safety course or marine license. The more you have, the more you can save!

Insured Age Discount

Receive a discount when you are 55 years or older.

Affinity And Alliance Discounts

Operators who are members of an approved affinity group or alliance organization will receive a discoun


Get an automatic discount if you own a home, condo or townhouse (even if it’s not insured by us).

Original Owner Discount

The absolute easiest way to save. If you’re the only person who’s ever owned your boat, we’ll lower your boat insurance rate.

Discounts may not be available in all areas.