When it comes to classic cars or modified pick-ups we at Anchor Insurance Agency know you’ve spent many late nights, long weekends and numerous trips to the parts store to make your prize automobile just the way you want it. You don’t just take it down to the grocery store or run errands in it like your everyday automobile right? So why would you insure like any other automobile? Let us work with you to get the right policy for your special baby and make sure if anything should ever happen to it, it is taken care of like the special vehicle that it is.


  • We insure a wide range of vehicles from sports cars and rare exotic cars to antique vehicles including cars, trucks, motorcycles and snowmobiles. Unlike some carriers, we don’t impose annual mileage limits on collector vehicles older than 20 years.
  • We offer 9 deductible options from $0 to $10,000 and many coverage options (including towing, trip interruption and zero deductible glass) to customize insurance for your individual needs and price point.
  • Car club member discounts without insurance membership fees help keep premiums competitive and complimentary features like spare parts coverage add value.
  • Insureds are billed directly and may choose from a variety of installment plans and payment methods to make paying bills more affordable, convenient and faster.


  • We are investing heavily in technology to increase the flexibility of our quoting engine which accommodates a broader spectrum of insured attributes.
  • It takes as little as one minute to get an estimate after completing as few as 10 fields.
  • We also offer electronic policy delivery, an online portal for account management and agency download for daily paperless data sharing.

Guaranteed Value

We use our industry-leading tools to help you determine the true value of your classic, then create an agreed value policy that covers it.

Low Annual Premiums

We can save you money. We only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.

Customized Policies

Whether you own one car or a hundred, your Hagerty collector car policy is designed specifically for you. Do you travel with your car? Are you restoring your car? Do you collect automobilia or own valuable parts and tools? We’ve got you covered.

Flexible Usage

Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage,

Flexible Usage

Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage,

Do you own an old gas pump, tin signs, model cars or any other collectible automobile memorabilia?

Protect your automobile memorabilia on the same policy as your classic car. With better coverage than a standard homeowner’s policy, that’s if your standard insurance company even offers the coverage. Hagerty has you covered through our one of a kind Automobilia Coverage

Surety Bonds

Hagerty can provide bonds for a variety of situations.

Building a classic car from the ground up or working on a classic car restoration?

Hagerty offers specialized coverage to protect your car during all stages of a car restoration. When you’re in the garage, Hagerty has you covered with the Vehicle Under Construction Endorsement

Do you have rare or stock classic car parts that are no longer on your vehicle sitting in the garage?

How about the expensive tools that you bought specifically to work on your classic cars? We’ve got you covered with Spare Parts & Tools Coverage.

Full Coverage and Then Some

  • Instant New Purchase Coverage

30 days of coverage for up to $50,000 of the vehicle value for new collectible cars.

  • Spare Parts Coverage

$750 of comprehensive coverage for your insured vehicle’s spare parts.

  • Auto Show Medical Reimbursement

Up to $10,000 in medical payments if you or your family members are injured during an auto show or other car-related function.

  • Motorcycle Safety Equipment Coverage

Up to $1,000 of coverage for safety apparel including leather pants, gloves, jacket, and helmet.

Taking your car on a road trip, cruise or rally?

It’s hard to predict what you will encounter while on the road. When it comes to unplanned road trip woes, Hagerty has you covered with the Traveling Collector Endorsement.

Would knowing you could keep your vehicle in the event of a total loss give you peace of mind?

Hagerty offers Cherished Salvage® coverage, which lets you keep your vehicle and still receive the full Guaranteed Value

Are you concerned about moving your vehicle(s) in an emergency situation?

Natural disasters can occur anywhere. Hagerty will pay half of your expenses to move your vehicle out of harm’s way due to publicly declared emergencies like floods or hurricanes.

What We Cover in Classics

Antique/ Classic Cars & Pickups – Original automobiles held as collector items, more than 20 years old and appreciating in value. Original pickups must be 25 years or older.

Antique Trucks – Trucks, 30 years or older, which are not used for hauling or farming. Heavy trucks must have collector license plates.

Sports Cars – Small-bodied, two-seat vehicles in original and unchanged condition (e.g., Corvettes, Porsches) which are more than 20 years old through model year 1968.

Street Rods – Vehicles, released in 1949 or before, which have been modified from their original manufacturer specifications.

Modern Collectors – Rare, original and limited production models or anniversary edition vehicles which are 20 years and newer, appreciating in value and have annual mileage of less than 2,500 miles.

Modified or Customized Show Cars – Vehicles, 20 years and older through model year 1950, which have been modified from their original manufacturer specifications.

Exotic Vehicles – Foreign made vehicles (e.g., Ferrari, Lamborghini, Bugatti) in original and unchanged condition, 20 years or newer, and valued at a minimum of $75,000.

Muscle Cars – Small to mid-sized vehicles fitted with a V-8 engine generating 300 horsepower or more. Must be in original and unchanged condition and 20 years or older through model year 1968.

Replicars – Classic reproductions (e.g., Cobra) or kit cars.

Antique/Classic Motorcycles – Original, unmodified motorcycles which are 25 years or older.

Antique Tractors – Historic farm tractors, 40 years or older, which are not used for farming activities or tractor pulls.

Vintage Military Vehicles – Jeeps, ambulances, tanks, personnel carriers and half tracks which are 30 years or older.

Vintage Snowmobiles – Vintage snowmobiles, used primarily for show, which are 30 years or older.