Protect The Vehicles You Use For Business

If your business depends on vehicles to get the job done, then you need Anchor Insurance Agency to protect them. After all, even the best drivers can’t control road conditions, weather and other drivers. Don’t let an accident or other incident prevent your business from moving forward.

What is Commercial Auto Insurance?

Commercial Auto Insurance helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.

Commercial auto insurance will help protect you for example, if:

An employee hits a pedestrian while driving a company truck and the pedestrian requires medical treatment that results in substantial bills.

You accidentally swerve off the road while driving to work and take out a residential mailbox and have to pay for the damage.

An employee driving to work accidentally hits another car and totals it.

Who Needs Commercial Auto Insurance?

Get commercial auto insurance if your business:

Owns, leases or rents vehicles such as cars and trucks.

Has employees who drive their own vehicles to conduct business.

Has employees who operate company vehicles that are leased, rented or owned.


Liability Insurance

This covers property damage and bodily injury to others if you are at fault in an accident. Bodily injury pays for damages and injuries to others and legal expenses.


This type of insurance pays for damage to your covered vehicle caused by theft, fire, vandalism or hitting a bird or animal.


Our collision coverage pays for damage to your covered vehicle if you hit a vehicle, another vehicle hits you, or your vehicle rolls over, regardless of who is at fault. Collision coverage may be required if your vehicle is financed or leased

Uninsured/Underinsured Motorist

This coverage pays for damage and injuries if you’re involved in an accident with an uninsured, underinsured or unidentified driver.

Commercial Auto PLUS Endorsement

Great protection is our goal. That’s why we offer these valuable coverage extensions bundled in a convenient, affordable package. These coverages include:

New Vehicle Replacement Cost Coverage

Allied can replace your covered new vehicle if it’s declared a total loss following an accident, without a deduction for depreciation.

Auto Loan or Lease Coverage

If your covered vehicle is in an accident and declared a total loss, we can cover the difference between the unpaid amount on the loan or lease and the actual cash value of the vehicle.

Expanded Towing

Standard business automobile policies don’t provide towing coverage for trucks. This endorsement will pay for the towing of covered trucks and also increases the limit for covered cars.

Rental Reimbursement

If you have a covered vehicle in the shop because of an accident, this coverage will pay for a rental vehicle until your vehicle is repaired.

How To Save Money On Commercial Auto Insurance.

We offer more ways to help you save with additional benefits you can add to your commercial auto insurance policy

Fleet Owners: Reduce Costs with Risk Engineering

Our Risk Engineering team can provide businesses that own a fleet of vehicles with information on how they can improve safety and avoid accidents. This can include an in-depth analysis of the company’s driver safety records, a review of possible root causes of accidents, and recommendations on strategies to prevent accidents. Plus, our risk engineering team can recommend driver safety programs that could lead to savings on commercial auto coverage.

Our team can also help you introduce your drivers to the techniques of 3-D Driving: Drive Decisively. Drive Defensively. Drive Dependably.

Risk Engineering services may not be available to all customers.  Contact a representative from The Hartford to confirm eligibility.

Additional Savings for Fleet Owners

Participate in our Fleet Ahead program, which uses telematics1 and real-time data to help fleet owners identify risk and prevent accidents, and you may be eligible for additional savings on your commercial auto insurance policy.

We also offer savings to reward customers for making safe choices and for paying in full

Get Extra Protection At No Additional Cost.

The commercial auto insurance offers extra protection for your business at no additional cost. Get coverage for electronic devices, discounts for insuring hybrid and natural gas vehicles and coverage for leased and loaned vehicles.

  • Waiver of Subrogation – In the event of an accident caused by a third party, Will cover the loss and pay the insured within the terms of the endorsement and waives its right to subrogate.
  • Glass Repair Waiver of Deductible – When a covered vehicle requires glass repair.
  • One Deductible for Two – Only  one deductible will apply when a single event causes damage to an auto covered by our auto policy and property damage